The rental contract includes the insurance coverages specified therein. Third-party civil liability is included as required by Chilean law. For damage, collision, rollover, and theft, the renter is responsible for the applicable franquicia (deductible) under the contract; the maximum charge per accident event is 15 UF + VAT, unless the rental contract states otherwise. Coverage may be denied for invalid or false documentation, driving under the influence of alcohol or drugs, allowing an unauthorized driver to operate the vehicle, or any breach of the rental agreement or the insurer's terms; in such cases the renter is fully liable for all resulting damages and costs. The following items are not covered by insurance and are charged in full to the renter at return: windshield, glass and locks; mirrors; loss of or damage to keys; tires and rims.